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Housing Loans

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Home Loan

Home Loan

Owning a home is something that everyone aspires for. It means putting down your roots and having a space that is truly yours. A home is a gateway to financial success that you will be glad about in the future!

Truth of Investing is a leading home loan DSA of HDFC Housing Loans which deals in all type of housing loans -

  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
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    Plot Loan

    When you own a plot of land, you can build a space that is uniquely yours. HDFC's Plot Loans help you acquire the land for your home so that you can start turning your dream home into reality.

  • Loans for purchase of a plot through direct allotment
  • Loans for purchase of a resale plot
  • Loans for transferring your outstanding loan availed from another Bank / Financial Institution
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
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    HDFC Rural Housing Finance

    Nothing beats the joy of having your own home, which is why we help you find the perfect one. If you are an agriculturist looking for a dream home in the rural or in urban areas, we make it easy to fulfill your dream. Based on the agricultural land you own and the crops you cultivate, HDFC's Rural Housing Finance provides you with the Home Loan perfectly suited to fit your needs. We also offer Home Loans to salaried and self-employed individuals wishing for a space of their own in their home town or village.

  • Specially designed loans to Agriculturists, Planters, Horticulturists, Dairy Farmers for purchasing an under construction / new / existing residential property in the rural and urban areas
  • Construct your home on a freehold / lease hold residential plot in the rural and urban areas
  • Enhance your home in many ways such as tiling and flooring, internal and external plaster and painting etc
  • Extend / add space to your home such as additional rooms etc
  • For Agriculturists, no mortgage of agricultural land is required to avail the Home Loan
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    Home Improvement Loans from HDFC

    A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. With HDFC's Home Improvement Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.

  • Loans for enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc
  • Available for both existing and new customers
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    Home Extension Loans from HDFC

    Over the years as you create your own space in life, your family and its needs also grow. A growing family requires an extended house to comfortably accommodate all its requirements. With HDFC's Home Extension Loans you can now add more space to your home ensuring that all your family needs have an extra room for expression.

  • Loans to extend or add space to your home such as additional rooms etc
  • Available for both existing and new customers
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    Top Up Loan

    A Top Up Loan is an additional loan provided by a housing finance company on an existing home loan, with minimal new documentation.

    Sometimes dreams need a little extra help. With HDFC's Top Up Loans you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc. Let your dream fuel more dreams.

  • Loans for a variety of personal or professional needs (other than for speculative purposes)
  • Avail of a maximum Top Up Loan of ₹50 lacs
  • Loans for existing customers as well as new customers availing of our Balance Transfer Facility
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    Home Loan Balance Transfer

    Do not miss a chance to lower your loan repayments when you have smarter options to choose from. Move your Home Loan outstanding balances to HDFC, pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.

  • Transfer your outstanding Home Loan availed from another Bank / Financial Institution to HDFC and get an additional Top Up Loan of up to ₹50 lacs
  • Attractive interest rates that make your Home Loan affordable and easier on your pocket
  • Customised repayment options to suit your needs
  • No hidden charges
  • Integrated branch network for availing and servicing the loan anywhere in India
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army.